Legal

TERMS OF SERVICE

Last Updated: January 2025

PLEASE READ THESE TERMS CAREFULLY. BY USING SPATIAL SPLIT, YOU AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER IN SECTION 14.

1. ACCEPTANCE OF TERMS

By downloading, accessing, or using Spatial Split ("the App"), you agree to these Terms of Service ("Terms") with Spatial Connect Limited ("we", "us", "our", "the Company"). If you do not agree, do not use the App.

Company Details:

Spatial Connect Limited

Company No: 16709989

Registered in England and Wales

Registered Office: Flat 38 Trinity Tower, 28 Quadrant Walk, E14 9JW, London

2. DESCRIPTION OF SERVICE

Spatial Split is an expense tracking and splitting application that enables users to:

- Record and categorise expenses

- Split costs among friends and groups

- Scan receipts using AI-powered image recognition

- Track balances and settlements

- Export expense data

The App is provided on an "as is" basis and may include advertisements.

2.1 IMPORTANT DISCLAIMERS

Spatial Split is a tool for tracking shared expenses. It is NOT a financial service, payment processor, or debt collection service.

• Debts and balances shown in the App are informal records only and are NOT legally binding.

• We do NOT process payments, handle cash, or transfer money between users.

• We do NOT guarantee payment between users.

• Users are solely responsible for verifying expense accuracy and settling payments outside the App.

• Always verify payment details before sending money to anyone.

• Please do NOT include any sensitive, confidential, or proprietary information in expense descriptions, notes, or receipt images.

3. ELIGIBILITY

You must be at least 16 years old to use this App. By using the App, you represent that you meet this requirement.

4. USER ACCOUNTS

4.1 You must create an account via Google or Apple Sign-In to use the App.

4.2 You are responsible for maintaining the security of your account credentials.

4.3 You must provide accurate information and keep it updated.

4.4 You are responsible for all activity under your account.

4.5 Notify us immediately of any unauthorised access.

5. ACCEPTABLE USE

You agree NOT to:

- Use the App for any unlawful purpose

- Attempt to access other users' accounts without authorisation

- Upload malicious code, viruses, or harmful content

- Interfere with the App's functionality or security

- Circumvent rate limits or usage restrictions

- Use automated systems to access the App without permission

- Harass, abuse, or harm other users

- Submit false, misleading, or fraudulent expense data

- Violate any applicable laws or regulations

6. USER CONTENT

6.1 You retain ownership of content you submit (expenses, receipts, notes).

6.2 By submitting content, you grant us a worldwide, royalty-free licence to use, store, process, and display that content solely to provide the service.

6.3 You are solely responsible for the accuracy of expense data you enter.

6.4 You represent that you have the right to submit any content you upload.

7. AI AND AUTOMATED FEATURES

7.1 Receipt scanning and Quick Add features use third-party AI services (Google Gemini).

7.2 AI-generated results may contain errors. You are responsible for reviewing and verifying all AI-processed data before use.

7.3 AI features are subject to usage limits

7.4 We make no guarantees about AI accuracy, availability, or suitability.

8. TEMPORARY ACCOUNTS ("GHOST ACCOUNTS")

8.1 You may create temporary accounts for people who have not yet signed up. By creating a temporary account for another person, you represent and warrant that you have their permission to do so and to share their information (including name and expense data) with other users.

8.2 Temporary accounts can be claimed by the intended person using a claim code or claim link.

8.3 If you delete your account, temporary accounts you created will also be deleted.

8.4 Share links for temporary accounts may be publicly accessible.

8.5 CLAIM CODE AND LINK SECURITY: Claim codes and claim links enable the recipient to claim the temporary account and access all associated expense data. Do NOT share claim codes or links publicly, post them on social media, or send them to unintended recipients. You are solely responsible for ensuring claim codes and links reach only the intended person.

8.6 ACCOUNT CLAIM FINALITY: Once a temporary account is claimed, all associated expense data is permanently transferred to the claiming user. This action cannot be reversed.

8.7 CLAIM SECURITY DISCLAIMER: We implement security measures to protect claim codes and links, but we do not guarantee their security against unauthorised access, interception, or breach. You acknowledge that claim codes and links may be compromised through no fault of either party, including through hacking, data breaches, or other security incidents. To the maximum extent permitted by law, we are not liable for any data exposure, loss, or damages resulting from unauthorised claims, regardless of how the claim code or link was obtained by the claimant.

8.8 USER RESPONSIBILITY: You are solely responsible for safeguarding claim codes and links you create or receive. If you share a claim code or link with an unintended recipient, you bear sole responsibility for any resulting data exposure.

9. INTELLECTUAL PROPERTY

9.1 The App, including its design, features, and functionality, is owned by Spatial Connect Limited and protected by intellectual property laws.

9.2 You may not copy, modify, distribute, sell, or create derivative works without our written permission.

9.3 "Spatial Split" and associated logos are our trademarks.

10. PRIVACY AND ANALYTICS

Your use of the App is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using Spatial Split, you agree that we may collect anonymised usage data to improve our service. This includes feature usage patterns, error reports, and performance metrics. We do not sell this data to third parties. For details, see our Privacy Policy.

11. DISCLAIMERS

11.1 THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11.2 We do not guarantee the App will be error-free, uninterrupted, or secure.

11.3 EXPENSE DATA IS INFORMAL: All expense records, balances, and debt calculations in the App are informal records for convenience only. They are NOT legally binding documents and should NOT be relied upon as proof of debt or obligation.

11.4 NO PAYMENT PROCESSING: We do NOT process payments, handle cash, or facilitate money transfers. Any payments between users occur entirely outside the App. Verify all payment details before sending money.

11.5 We are not responsible for disputes between users regarding expenses, balances, or settlements.

11.6 We do not provide financial, legal, or tax advice.

11.7 We cannot guarantee the accuracy of user-entered information. You are responsible for verifying all expense data.

11.8 DATA BACKUP: We do not guarantee data preservation or provide backup services. You are responsible for exporting your data periodically using the CSV export feature if you require backup copies.

12. LIMITATION OF LIABILITY

12.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE APP.

12.2 OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) £50.

12.3 THESE LIMITATIONS APPLY REGARDLESS OF THE THEORY OF LIABILITY.

12.4 SOME JURISDICTIONS DO NOT ALLOW LIMITATION OF LIABILITY FOR CERTAIN DAMAGES. IN SUCH CASES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

13. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Spatial Split and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including legal fees) arising from:

- Your use of the App

- Your violation of these Terms

- Your violation of any third-party rights

- Content you submit to the App

14. DISPUTE RESOLUTION AND ARBITRATION

14.1 Informal Resolution: Before initiating formal proceedings, you agree to contact us via the App's feedback feature to attempt informal resolution for at least 30 days.

14.2 Binding Arbitration: Any dispute not resolved informally shall be resolved by binding arbitration administered by a recognised arbitration body under its rules. Arbitration shall be conducted in English and held in London, United Kingdom, or remotely at our discretion.

14.3 Class Action Waiver: YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

14.4 Exceptions: This arbitration agreement does not apply to: (a) claims for injunctive relief, (b) claims within small claims court jurisdiction, or (c) intellectual property disputes.

14.5 Opt-Out: You may opt out of arbitration by sending written notice to us within 30 days of first using the App.

15. MODIFICATIONS

15.1 We may modify these Terms at any time. The "Last Updated" date at the top indicates when changes were made.

15.2 Continued use after changes constitutes acceptance of the modified Terms.

15.3 If you disagree with changes, you must stop using the App.

16. TERMINATION

16.1 You may terminate your account at any time through the App's Settings.

16.2 We may suspend or terminate your access for violation of these Terms or for any reason with or without notice.

16.3 Upon termination, your licence to use the App ends immediately.

16.4 Upon account deletion, your personal data is deleted immediately. Anonymised expense records are retained for up to 2 years for other users' records, then permanently deleted.

16.5 Sections 6, 9, 11, 12, 13, 14, 17, and 18 survive termination.

17. FORCE MAJEURE

Spatial Connect Limited shall not be liable for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control, including but not limited to: natural disasters, acts of war or terrorism, pandemics, power outages, internet or telecommunications failures, failures of third-party service providers (including but not limited to Firebase, Google, Apple, or cloud infrastructure providers), government actions, or any other force majeure event. During such events, our obligations shall be suspended for the duration of the event.

18. GENERAL PROVISIONS

18.1 Governing Law: These Terms are governed by the laws of England and Wales.

18.2 Severability: If any provision is found unenforceable, the remaining provisions remain in effect.

18.3 Entire Agreement: These Terms and the Privacy Policy constitute the entire agreement between you and Spatial Connect Limited.

18.4 Waiver: Our failure to enforce any right does not constitute a waiver of that right.

18.5 Assignment: You may not assign these Terms. We may assign our rights and obligations.

19. CONTACT US

For questions about these Terms, contact us at: hello@spatialconnect.app

By using Spatial Split, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.